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Ans. effect means whether the effect of this Policy is to allow or deny, action means the type of action ( read , write ) and service, and resource is the resource where this should apply.
For example - If we want to have a Policy of providing read access on S3 ,
effect will be "allow"
action will be "s3:GetObject"
resource will be "arn:aws:s3:::examplebucket/*"
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